ZIP 74044 Foreclosure, Tax-Lien & Distress Report
Creek County, Oklahoma · Affordable market
ZIP code 74044 in Creek County, Oklahoma carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. The pressure is most legible in structural risk (65/100), institutional ownership (64/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (20/100). Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (78/100), flood (NFIP) exposure (70/100)). The latent-versus-live split is 65/100 structural and 6/100 already moving.
The peak-phase market in 74044 posted values that rose 3.6% over the year, and 15% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $66,972, below the U.S. median near $78,000. A median home runs $175,300 here, or 2.6 times local income. 11.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. 81% of housing is owner-occupied. Educational attainment sits at 14% bachelor's-or-above. The vacancy rate is 10.4%. About 8,255 people live here, median age 41. Rent burden reaches 45% of tenant households. The ZIP holds roughly 3,397 housing units.
On balance 74044 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 74044 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 74044's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 74044, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 74044 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 74044 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 74044
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
74044 at a glance
A live read on 74044: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Open the complete 74044 acquisition file
Pull every distressed parcel in 74044 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology