ZIP 74044 Foreclosure, Tax-Lien & Distress Report

ZIP code 74044 in Creek County, Oklahoma carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in institutional ownership (50/100), structural risk (47/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (19/100). Environmental exposure also runs high (FEMA disaster exposure (91/100), climate & FEMA risk (78/100)). The latent-versus-live split is 47/100 structural and 6/100 already moving.

The peak-phase market in 74044 posted values that rose 3.6% over the year, and 15% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $66,972, below the U.S. median near $78,000. A median home runs $175,300 here, or 2.6 times local income. 11.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. 81% of housing is owner-occupied. Educational attainment sits at 14% bachelor's-or-above. The vacancy rate is 10.4%. About 8,255 people live here, median age 41. Rent burden reaches 45% of tenant households. The ZIP holds roughly 3,397 housing units.

On balance 74044 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 74044 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 74044's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 74044, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 74044 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 74044 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.