ZIP 74020 Property Distress & Foreclosure Data

In Pawnee County, Oklahoma, ZIP 74020 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (53/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (FEMA disaster exposure (93/100)). On the structural side it scores 58/100, with 7/100 of stress already active.

The peak-phase market in 74020 posted values that rose 3.7% over the year, and 24% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 19.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 7,365 with a median age of 42. About 17% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented. Around 37% of renters are cost-burdened. On demographic stress specifically, 74020 scores 29/100. The ZIP holds roughly 3,509 housing units. The vacancy rate is 15.7% — elevated. Households earn a median $61,188 — below the roughly $78,000 national figure. A median home runs $146,600 here, or 2.3 times local income.

On the whole, 74020 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.