ZIP 74035 Foreclosure, Tax-Lien & Distress Report
Osage County, Oklahoma · High Vacancy market
Osage County, Oklahoma's ZIP 74035 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (74/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 52/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (61/100), structural risk (52/100), mortgage stress (23/100). mortgage stress (23/100) stay muted.
Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The poverty rate is 21.1% — high, a tax-stress and distress correlate. The ZIP holds roughly 1,532 housing units. At $46,026, median income runs below typical U.S. levels. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. Around 41% of renters are cost-burdened. Population is roughly 4,031 with a median age of 42. About 11% have a four-year degree. The typical home is worth about $108,300 (2.2× income, relatively affordable). On demographic stress specifically, 74035 scores 31/100. Owners hold 73% of homes, renters 27%.
Taken together, 74035 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 74035 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 74035 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 74035 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 74035 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 74035’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 74035 Stress Report snapshot
The live 74035 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Osage County
Nearest ZIP codes to 74035
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 74035
More ZIP, county and state distress intelligence connected to Osage County, Oklahoma.
Get the full acquisition report for 74035
Pull every distressed parcel in 74035 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology