ZIP 74637 Property Distress & Foreclosure Data

ZIP code 74637 in Osage County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (59/100), structural risk (52/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100), climate & FEMA risk (74/100), flood (NFIP) exposure (67/100). On the structural side it scores 52/100, with 7/100 of stress already active.

The market reads peak — home values rose 3.7% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Around 35% of renters are cost-burdened. About 1,501 people live here, median age 51. 17.2% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Median household income is $55,208, below the U.S. median near $78,000. The ZIP holds roughly 883 housing units. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $67,500, an affordability ratio of 1.0× — accessible. Owners hold 83% of homes, renters 17%. The vacancy rate is 28.4% — elevated.

Net-net, 74637 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.