ZIP 74637 Foreclosure, Tax-Lien & Distress Report

Osage County, Oklahoma's ZIP 74637 registers 23/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are institutional ownership (55/100), structural risk (50/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (74/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (66/100). Structural risk reads 50/100 against active distress of 7/100.

The peak-phase market in 74637 posted values that rose 3.6% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 35% of tenant households. 1,501 residents call 74637 home, typically aged 51. 17.2% of residents fall below the poverty threshold. About 17% have a four-year degree. At $55,208, median income runs below typical U.S. levels. The ZIP holds roughly 883 housing units. DLRadar's demographic-stress index for the area reads 25/100. The typical home is worth about $67,500 (1.0× income, relatively affordable). The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 28.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 74637 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 74637 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74637 can be compared directly against any other ZIP in Osage County, Oklahoma or nationwide. The score is rebuilt from public data as it updates, so 74637 reflects the current record instead of a stale or modeled snapshot.

74637's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 74637 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.