ZIP 74003 Foreclosure, Tax-Lien & Distress Report
Osage County, Oklahoma · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 74003 in Osage County, Oklahoma comes in at 22, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (74/100), FEMA disaster exposure (68/100). Its standout signals are institutional ownership (51/100), structural risk (48/100), mortgage stress (22/100). mortgage stress (22/100) stay muted. Structural risk reads 48/100 against active distress of 7/100.
The market reads peak — home values rose 3.4% year on year, and 24% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $113,500, an affordability ratio of 2.2× — accessible. The ZIP holds roughly 6,720 housing units. 14,128 residents call 74003 home, typically aged 36. 60% of housing is owner-occupied. Rent burden reaches 35% of tenant households. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $49,138 — below the roughly $78,000 national figure. About 22% have a four-year degree. The vacancy rate is 19.7% — elevated. The demographic-stress sub-score lands at 31/100.
On the whole, 74003 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74003 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 74003 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 74003 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 figure for 74003 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 74003 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 74003
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 74003 distress snapshot
74003 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Osage County ZIP reports
More distress data near 74003
Keep going: ZIP, county and state distress coverage for Osage County, Oklahoma.
Unlock the full ZIP 74003 acquisition report
See who owns each distressed property in 74003, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology