ZIP 74003 Property Distress & Foreclosure Data

DLRadar grades ZIP 74003 (Osage County, Oklahoma) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (77/100), climate & FEMA risk (74/100). Property-level stress concentrates in institutional ownership (55/100), structural risk (49/100), mortgage stress (22/100). mortgage stress (22/100) stay muted. Structural risk reads 49/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 24% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $113,500 (2.2× income, relatively affordable). There are about 6,720 housing units across 74003. 14,128 residents call 74003 home, typically aged 36. 60% of housing is owner-occupied. Rent burden reaches 35% of tenant households. The poverty rate is 21.2% — high, a tax-stress and distress correlate. At $49,138, median income runs below typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100.

Taken together, 74003 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.