ZIP 74002 Foreclosure, Tax-Lien & Distress Report

In Osage County, Oklahoma, ZIP 74002 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (74/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 50/100 structural and 7/100 already moving. The pressure is most legible in institutional ownership (55/100), structural risk (50/100), mortgage stress (23/100). mortgage stress (23/100) stay muted.

The market reads peak — home values rose 3.6% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $63,676, below the U.S. median near $78,000. 13.2% of residents fall below the poverty threshold. The tenure split is 78% owner-occupied to 22% rented. About 17% have a four-year degree. Around 15% of renters are cost-burdened. Vacancy runs 18.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74002 scores 23/100. The typical home is worth about $125,000 (1.8× income, relatively affordable). The ZIP holds roughly 801 housing units. 1,884 residents call 74002 home, typically aged 42.

Taken together, 74002 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74002 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 74002 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Osage County, Oklahoma and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 74002 shows blanks, not estimates, wherever the record is sparse.

The 23/100 for 74002 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 74002 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.