ZIP 74070 Foreclosure, Tax-Lien & Distress Report

In Osage County, Oklahoma, ZIP 74070 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 54/100, with 6/100 of stress already active. The pressure is most legible in structural risk (54/100), institutional ownership (47/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (19/100). It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (64/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 12% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 15,169 with a median age of 40. Owners hold 75% of homes, renters 25%. Around 22% of adults hold a bachelor's degree or higher. There are about 6,273 housing units across 74070. The typical home is worth about $224,800 (3.3× income, relatively affordable). Vacancy runs 8.0%. The poverty rate is 9.4%. The demographic-stress sub-score lands at 29/100. At $63,777, median income runs below typical U.S. levels. Rent burden reaches 36% of tenant households.

Net-net, 74070 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 74070 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 74070 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 74070 stays directly comparable to neighboring ZIPs and the rest of Osage County, Oklahoma. 74070 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

74070's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 74070 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.