ZIP 74055 Foreclosure, Tax-Lien & Distress Report

ZIP code 74055 in Tulsa County, Oklahoma carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are structural risk (60/100), construction/permit lag (52/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (13/100) register low. Structural risk reads 60/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (85/100)).

The market reads peak — home values rose 3.6% year on year, and 19% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 71% owner-occupied to 29% rented. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 74055 scores 26/100. Rent burden reaches 33% of tenant households. There are about 20,487 housing units across 74055. Around 39% of adults hold a bachelor's degree or higher. At $86,897, median income runs near typical U.S. levels. About 49,895 people live here, median age 37. Home values center near $281,400, an affordability ratio of 3.0× — accessible. The vacancy rate is 4.4%.

On balance 74055 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 74055 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 74055 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 74055 stays directly comparable to neighboring ZIPs and the rest of Tulsa County, Oklahoma. Where the record is thin for 74055, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 74055 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 74055 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.