ZIP 74128 Foreclosure, Tax-Lien & Distress Report

ZIP code 74128 in Tulsa County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (89/100)). The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (30/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Latent structural risk is 54/100 while live distress already moving reads 3/100.

The market reads peak — home values rose 3.6% year on year, and 26% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

13,586 residents call 74128 home, typically aged 31. Owners hold 61% of homes, renters 39%. There are about 4,903 housing units across 74128. The vacancy rate is 9.1%. Around 39% of renters are cost-burdened. Households earn a median $49,654 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 32/100. Roughly 25.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $120,100 here, or 2.2 times local income. Around 12% of adults hold a bachelor's degree or higher.

Net-net, 74128 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74128 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 74128 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74128, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 74128 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 74128 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.