ZIP 74014 Foreclosure, Tax-Lien & Distress Report

In Wagoner County, Oklahoma, ZIP 74014 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 52/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (75/100).

The peak-phase market in 74014 posted values that rose 3.6% over the year, and 17% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

43,072 residents call 74014 home, typically aged 38. A median home runs $263,000 here, or 2.5 times local income. The tenure split is 88% owner-occupied to 12% rented. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. At $94,102, median income runs above typical U.S. levels. Around 30% of renters are cost-burdened. The vacancy rate is 4.3%. On demographic stress specifically, 74014 scores 23/100. There are about 16,250 housing units across 74014. Around 33% of adults hold a bachelor's degree or higher.

On balance, 74014 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 74014's 23/100 can be lined up against any neighbor in Wagoner County, Oklahoma or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 74014 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 74014 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 74014 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.