ZIP 74446 Foreclosure, Tax-Lien & Distress Report

ZIP code 74446 in Wagoner County, Oklahoma carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (52/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural risk reads 52/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (75/100)).

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 44% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 6% bachelor's-or-above. A median home runs $75,400 here, or 1.9 times local income. Median household income is $39,327, below the U.S. median near $78,000. There are about 218 housing units across 74446. The poverty rate is 19.5% — high, a tax-stress and distress correlate. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 80% owner-occupied to 20% rented. Population is roughly 496 with a median age of 39.

On the whole, 74446 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 74446 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 74446's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 74446, the field stays empty rather than modeled, and fills in as new documents post.

74446's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 74446 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.