ZIP 74441 Property Distress & Foreclosure Data

Composite property distress in 74441 (Cherokee County, Oklahoma) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (74/100). The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (46/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 62% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $158,400 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 29/100. There are about 2,445 housing units across 74441. At $53,736, median income runs below typical U.S. levels. 84% of housing is owner-occupied. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 20.3% — high, a tax-stress and distress correlate. Rent burden reaches 28% of tenant households. 5,700 residents call 74441 home, typically aged 41. Around 20% of adults hold a bachelor's degree or higher.

Taken together, 74441 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.