ZIP 74427 Foreclosure, Tax-Lien & Distress Report

Cherokee County, Oklahoma's ZIP 74427 registers 21/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 48/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (100/100), structural risk (48/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (74/100)).

The peak-phase market in 74427 posted values that rose 2.2% over the year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

There are about 1,177 housing units across 74427. The vacancy rate is 51.0% — elevated. 1,332 residents call 74427 home, typically aged 56. Median household income is $62,917, below the U.S. median near $78,000. The typical home is worth about $123,100 (1.9× income, relatively affordable). On demographic stress specifically, 74427 scores 23/100. Educational attainment sits at 30% bachelor's-or-above. Around 10% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented. 10.5% of residents fall below the poverty threshold.

Taken together, 74427 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74427 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 74427 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 74427 stays directly comparable to neighboring ZIPs and the rest of Cherokee County, Oklahoma. The score is rebuilt from public data as it updates, so 74427 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 74427 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 74427 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.