ZIP 74457 Property Distress & Foreclosure Data

ZIP code 74457 in Cherokee County, Oklahoma carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (96/100), structural risk (47/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). On the structural side it scores 47/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.8% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 20.4% — elevated. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 218 housing units. Educational attainment sits at 26% bachelor's-or-above. Median household income is $36,250, below the U.S. median near $78,000. About 241 people live here, median age 63. 12.4% of residents fall below the poverty threshold. Home values center near $175,000, an affordability ratio of 4.7×.

Net-net, 74457 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.