ZIP 74964 Foreclosure, Tax-Lien & Distress Report
Adair County, Oklahoma · High Vacancy market
ZIP 74964's composite property-distress score is 18/100 - DLRadar classes that as low for Adair County, Oklahoma. The pressure is most legible in construction/permit lag (64/100), structural risk (40/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (13/100). The split runs 40/100 structural to 4/100 active on the ground.
Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 82% of homes, renters 18%. Median household income is $43,375, below the U.S. median near $78,000. A median home runs $123,600 here, or 2.6 times local income. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. About 2,110 people live here, median age 46. Around 29% of renters are cost-burdened. There are about 1,025 housing units across 74964. The poverty rate is 21.5% — high, a tax-stress and distress correlate. About 12% have a four-year degree. DLRadar's demographic-stress index for the area reads 29/100.
Net-net, 74964 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 74964 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 74964 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74964 can be compared directly against any other ZIP in Adair County, Oklahoma or nationwide. Where the public record is thin for 74964, the field stays empty rather than modeled, and fills in as new documents post.
Behind 74964's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 74964 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 74964 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 74964 Stress Report snapshot
The live 74964 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Adair County ZIP codes
Related reports across Adair County, Oklahoma
Keep going: ZIP, county and state distress coverage for Adair County, Oklahoma.
Unlock the full ZIP 74964 acquisition report
Every distressed parcel in 74964 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology