Adair County, OK: Foreclosures, Tax Liens & Distressed Properties

Adair County, OK, Oklahoma: 8 ZIP codes scored, Adair County, OK averaging 18/100 (low, Adair, OK), from 11 to 28. Adair County, OK is in its peak phase (Adair, OK confidence 28/100): Adair, OK home prices up 1.1% (Adair, OK) over twelve months. Adair County, OK lender headwind: 79/100.

Highest-scoring Adair County, OK ZIPs: 74338 (28/100), 74347 (26/100), 74457 (21/100), 74948 (20/100), 74931 (13/100), 74964 (12/100). Also scored in Adair County, OK: 74960, 74965.

Across Adair County, OK's scored ZIPs: median home value $126,900, household income $48,973, 16.3% vacancy, 19.9% poverty, 77% owner-occupied, median age 44.3.

Adair County, OK insurance distress 21/100 (#2,238 in the US); FEMA hazard 40/100 for Adair, OK; 2 federal disaster declarations in Adair County, OK since 2023; Adair, OK construction distress 10/100.

3 banks with 5 branches lend in Adair County, OK; Adair, OK weighted bank stress 74/100, highest 85/100 in Adair, OK.

Adair County, OK unemployment 4.7% (Adair, OK +0.1 pts, six months); 29 new housing units permitted in Adair County, OK over twelve months, Adair, OK up 867% from 3.

8,148 housing units in Adair County, OK; 2,217 Adair, OK renter households; 30% of Adair, OK renters spend 30%+ of income on rent, 14% (Adair, OK) half or more.

Adair County, OK ranks #1,514 nationally on the opportunity index (Adair, OK, among all ranked counties); Adair, OK scores 29.4/100 and Adair, OK sits #50 inside Oklahoma. Adair, OK is in the early_signal opportunity phase; Adair, OK's primary driver is vacancy, Adair, OK second driver bank institutional; Adair, OK moved up 318 places. 1 short-sale listings across Adair, OK; 127 days on market observed in Adair, OK; 14.8% vacancy over 8 Adair, OK ZIPs.

No CFPB county sample covers Adair County, OK. The non-metro area reading for Adair, OK: 1.4% ninety-plus days late; Adair, OK's thirty-to-eighty-nine share is 3.5% (Adair, OK, December 2025 data); Oklahoma overall 1.2%.

Adair County, OK has 2 watched banks; 2 Adair, OK banks sit in an elevated band. Adair, OK footprints: Carson Community Bank (2 branches, stress 66) in Adair, OK; Armstrong Bank (1 branch, stress 70) in Adair, OK.

HUD lists 1 assisted multifamily property in Adair County, OK with 19 units; 19 Adair, OK units are assisted.

1,015 of the 8,148 housing units in Adair, OK sit vacant. Adair County, OK permitted 0 multifamily units in twelve months; Adair, OK's one-to-four unit structures added 29 units in Adair County, OK.