ZIP 74931 Foreclosure, Tax-Lien & Distress Report

ZIP code 74931 in Adair County, Oklahoma carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (86/100), structural risk (45/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (10/100) stay muted. On the structural side it scores 45/100, with 3/100 of stress already active.

The peak-phase market in 74931 posted values that rose 1.5% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 423 housing units across 74931. The vacancy rate is 15.6% — elevated. 1,134 residents call 74931 home, typically aged 42. Around 14% of adults hold a bachelor's degree or higher. Owners hold 83% of homes, renters 17%. Around 13% of renters are cost-burdened. Households earn a median $58,646 — below the roughly $78,000 national figure. 16.5% of residents fall below the poverty threshold. Home values center near $125,500, an affordability ratio of 2.0× — accessible. DLRadar's demographic-stress index for the area reads 24/100.

Taken together, 74931 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 74931 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 74931 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 74931 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

74931's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 74931 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.