ZIP 74931 Foreclosure, Tax-Lien & Distress Report
Adair County, Oklahoma · High Vacancy market
ZIP code 74931 in Adair County, Oklahoma carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Its standout signals are structural risk (28/100), institutional ownership (19/100), mortgage stress (10/100). mortgage stress (10/100) and construction/permit lag (7/100) stay muted. On the structural side it scores 28/100, with 3/100 of stress already active.
The peak-phase market in 74931 posted values that rose 1.5% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 423 housing units across 74931. The vacancy rate is 15.6% — elevated. 1,134 residents call 74931 home, typically aged 42. Around 14% of adults hold a bachelor's degree or higher. Owners hold 83% of homes, renters 17%. Around 13% of renters are cost-burdened. Households earn a median $58,646 — below the roughly $78,000 national figure. 16.5% of residents fall below the poverty threshold. Home values center near $125,500, an affordability ratio of 2.0× — accessible. DLRadar's demographic-stress index for the area reads 24/100.
Taken together, 74931 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 74931 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 74931 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 74931 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
74931's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 74931 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 74931 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 74931 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Adair County
Nearest ZIP codes to 74931
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Adair County, Oklahoma.
The complete 74931 distress and acquisition report
The full 74931 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology