ZIP 74451 Foreclosure, Tax-Lien & Distress Report

ZIP 74451's composite property-distress score is 21/100 - DLRadar classes that as low for Cherokee County, Oklahoma. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Structurally it carries 48/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (48/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The peak-phase market in 74451 posted values that rose 2.2% over the year, and 37% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $58,029 — below the roughly $78,000 national figure. Roughly 15.8% live below the poverty line. A median home runs $160,200 here, or 2.6 times local income. Rent burden reaches 46% of tenant households. Educational attainment sits at 34% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. 80% of housing is owner-occupied. Population is roughly 3,816 with a median age of 46. The ZIP holds roughly 2,677 housing units. The vacancy rate is 31.7% — elevated.

Taken together, 74451 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 74451 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 74451 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 74451 stays directly comparable to neighboring ZIPs and the rest of Cherokee County, Oklahoma. Every figure is auditable to a public dataset and refreshed on ingest; 74451 shows blanks, not estimates, wherever the record is sparse.

74451's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 74451 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.