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ZIP 74945 Foreclosure, Tax-Lien & Distress Report

Sequoyah County, Oklahoma · High Vacancy market

DLRadar grades ZIP 74945 (Sequoyah County, Oklahoma) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (61/100). Structural risk reads 51/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (70/100), structural risk (51/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 3.0% year on year (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

Median household income is $46,000, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. Roughly 22.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 69 housing units. Population is roughly 161 with a median age of 43. 91% of housing is owner-occupied. Around 60% of renters are cost-burdened. The typical home is worth about $77,500 (1.7× income, relatively affordable). About 8% have a four-year degree. The vacancy rate is 31.7% — elevated.

On the whole, 74945 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 74945 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 74945, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 for 74945 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 74945 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

22/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 74945

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 74945 distress snapshot

Current distress, phase, housing and lender-pressure figures for 74945, drawn from the same report attached to each property.

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Sequoyah County ZIPs near 74945

More distress data near 74945

Additional distress intelligence spanning Sequoyah County, Oklahoma by ZIP, county and state.

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Each signal above is traceable to an open dataset · methodology

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