Cherokee County, OK: Foreclosures, Tax Liens & Distressed Properties

Cherokee County, OK, Oklahoma: 16 ZIP codes scored, Cherokee County, OK averaging 23/100 (low, Cherokee, OK), from 12 to 28. Cherokee County, OK is in its peak phase (Cherokee, OK confidence 23/100): Cherokee, OK home prices up 2.2% (Cherokee, OK) over twelve months. Cherokee County, OK lender headwind: 78/100.

Highest-scoring Cherokee County, OK ZIPs: 74359 (28/100), 74364 (27/100), 74347 (26/100), 74434 (26/100), 74352 (25/100), 74427 (25/100). Also scored in Cherokee County, OK: 74441, 74451, 74452, 74464, 74471, 74457, 74962, 74931, 74960, 74964.

Across Cherokee County, OK's scored ZIPs: median home value $147,325, household income $53,613, 19.7% vacancy, 18.7% poverty, 79% owner-occupied, median age 43.6.

Cherokee County, OK insurance distress 17/100 (#2,400 in the US); FEMA hazard 0/100 for Cherokee, OK; 1 Cherokee, OK NFIP flood claims, $1K paid; Cherokee, OK construction distress 91/100.

6 banks with 12 branches lend in Cherokee County, OK; Cherokee, OK weighted bank stress 75/100, highest 88/100 in Cherokee, OK.

Cherokee County, OK unemployment 4.1% (Cherokee, OK +0.2 pts, six months); 25 new housing units permitted in Cherokee County, OK over twelve months, Cherokee, OK down 54% from 54; Cherokee, OK home prices +8.8% a year (Cherokee, OK) over three years.

22,363 housing units in Cherokee County, OK; 6,293 Cherokee, OK renter households; 36% of Cherokee, OK renters spend 30%+ of income on rent, 21% (Cherokee, OK) half or more.

Cherokee County, OK ranks #710 nationally on the opportunity index (Cherokee, OK, among all ranked counties); Cherokee, OK scores 32.3/100 and Cherokee, OK sits #19 inside Oklahoma. Cherokee, OK is in the watchlist opportunity phase; Cherokee, OK's primary driver is construction, Cherokee, OK second driver vacancy; Cherokee, OK moved down 320 places. 8 short-sale listings across Cherokee, OK; 92 days on market observed in Cherokee, OK; 15.2% vacancy over 16 Cherokee, OK ZIPs.

No CFPB county sample covers Cherokee County, OK. The non-metro area reading for Cherokee, OK: 1.4% ninety-plus days late; Cherokee, OK's thirty-to-eighty-nine share is 3.5% (Cherokee, OK, December 2025 data); Oklahoma overall 1.2%.

Cherokee County, OK has 5 watched banks; 5 Cherokee, OK banks sit in an elevated band. Cherokee, OK footprints: Local Bank (3 branches, stress 83) in Cherokee, OK; First State Bank (2 branches, stress 88) in Cherokee, OK; Armstrong Bank (2 branches, stress 70) in Cherokee, OK.

HUD lists 5 assisted multifamily properties in Cherokee County, OK with 101 units; 97 Cherokee, OK units are assisted, 2 Cherokee, OK properties under project-based Section 8.

3,665 of the 22,363 housing units in Cherokee, OK sit vacant. Cherokee County, OK permitted 0 multifamily units in twelve months; Cherokee, OK's one-to-four unit structures added 25 units in Cherokee County, OK.