Cherokee County, OK: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Cherokee County, Oklahoma carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. ZIP-level distress ranges from 27/100 at the top down to 18/100. Lender pressure in Cherokee County registers 78/100 — a elevated bank-stress headwind. There are 16 scored ZIPs in the county (mean composite 22/100).

The county market is in a peak phase: home prices rose 2.2% over the past year (phase confidence 23/100). On a market plateau, the average masks the outliers so screen ZIP by ZIP.

At +2.2% YoY and 23/100 confidence, the discount lives in outliers — target the few ZIPs carrying distress. Bank stress at 78/100 favors patient capital: banks under pressure move REO faster.

Distress concentrates in ZIP 74359 (27/100), ZIP 74347 (26/100), ZIP 74364 (26/100), ZIP 74434 (25/100), ZIP 74352 (23/100), ZIP 74452 (22/100) — drill into any for the parcel-level read. Other tracked Cherokee County ZIPs include 74962, 74427, 74441, 74451, 74457, 74464, 74471, 74931, 74960, 74964.

By the numbers, the Cherokee County ZIPs on file show typical home values near $147,325, residents with a median age around 43.6, 79% owner-occupancy, 18.7% of households below the poverty line, incomes around $53,613, vacancy near 19.7%. Read together, they drive both the distress on offer and the exit velocity.

At 22/100 composite over 16 ZIPs, Cherokee County rewards parcel-by-parcel work — work it parcel by parcel. Subscribers get each Cherokee County parcel's owner, address and APN, a distress score and bank-exposure read.

Whether Cherokee County, Oklahoma carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Cherokee County can be compared directly against any county in the country.

Treat Cherokee County, Oklahoma as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. These Cherokee County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

At the ZIP level, the sharpest readings in Cherokee County are 74359 (27/100), 74347 (26/100), 74364 (26/100), 74434 (25/100), 74352 (23/100), 74452 (22/100). DLRadar also scores 74962, 74427, 74441, 74451, 74457, 74464, 74471, 74931 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Cherokee County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.