ZIP 74464 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 74464 in Cherokee County, Oklahoma comes in at 21, a low composite-distress reading. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (48/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Structural exposure scores 48 and live distress 1 on the 0–100 scale.

The peak-phase market in 74464 posted values that rose 2.2% over the year, and 17% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 32/100. Around 35% of renters are cost-burdened. At $51,362, median income runs below typical U.S. levels. Educational attainment sits at 32% bachelor's-or-above. The poverty rate is 19.6% — high, a tax-stress and distress correlate. About 30,990 people live here, median age 34. The tenure split is 56% owner-occupied to 44% rented. The typical home is worth about $174,000 (3.3× income, relatively affordable). Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. There are about 13,642 housing units across 74464.

Taken together, 74464 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74464 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 74464 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74464 can be compared directly against any other ZIP in Cherokee County, Oklahoma or nationwide. Where the public record is thin for 74464, the field stays empty rather than modeled, and fills in as new documents post.

74464's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 74464 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.