ZIP 74464 Property Distress & Foreclosure Data

Composite property distress in 74464 (Cherokee County, Oklahoma) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (46/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (74/100)). On the structural side it scores 46/100, with 1/100 of stress already active.

The peak-phase market in 74464 posted values that rose 3.4% over the year, and 17% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 74464 scores 32/100. Around 35% of renters are cost-burdened. Households earn a median $51,362 — below the roughly $78,000 national figure. About 32% have a four-year degree. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 30,990 with a median age of 34. The tenure split is 56% owner-occupied to 44% rented. A median home runs $174,000 here, or 3.3 times local income. The vacancy rate is 12.3% — elevated. The ZIP holds roughly 13,642 housing units.

On the whole, 74464 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.