ZIP 74965 Foreclosure, Tax-Lien & Distress Report
Adair County, Oklahoma · High Vacancy market
ZIP code 74965 in Adair County, Oklahoma carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 36/100 against active distress of 4/100. The pressure is most legible in construction/permit lag (50/100), structural risk (36/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (12/100) stay muted.
Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $49,913, below the U.S. median near $78,000. 17.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100. The vacancy rate is 15.1% — elevated. A median home runs $121,400 here, or 2.1 times local income. 62% of housing is owner-occupied. Around 7% of adults hold a bachelor's degree or higher. About 4,964 people live here, median age 38. Rent burden reaches 23% of tenant households. The ZIP holds roughly 2,155 housing units.
On the whole, 74965 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 74965's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 74965, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 74965's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 74965 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 74965’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 74965 Stress Report snapshot
A live read on 74965: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Adair County
More distress data near 74965
Keep going: ZIP, county and state distress coverage for Adair County, Oklahoma.
Get the full acquisition report for 74965
See who owns each distressed property in 74965, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology