ZIP 74960 Foreclosure, Tax-Lien & Distress Report
Adair County, Oklahoma · High Vacancy market
ZIP code 74960 in Adair County, Oklahoma carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (73/100), structural risk (41/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (12/100). The split runs 41/100 structural to 4/100 active on the ground.
The market reads peak — home values rose 1.1% year on year, and 6% lower over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
67% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. Home values center near $116,000, an affordability ratio of 2.3× — accessible. Roughly 22.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 14.2% — elevated. There are about 4,832 housing units across 74960. About 11,964 people live here, median age 36. About 13% have a four-year degree. Median household income is $48,174, below the U.S. median near $78,000. Rent burden reaches 39% of tenant households.
On the whole, 74960 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 74960's 19/100 can be lined up against any neighbor in Adair County, Oklahoma or any ZIP coast to coast. Where the public record is thin for 74960, the field stays empty rather than modeled, and fills in as new documents post.
The 19/100 for 74960 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 74960 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 74960’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
74960 at a glance
A live read on 74960: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adair County ZIPs near 74960
More distress data near 74960
Related ZIP, county and statewide reads linked to Adair County, Oklahoma.
Get the full acquisition report for 74960
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No modelling: every input is a public record · methodology