ZIP 74365 Foreclosure, Tax-Lien & Distress Report

ZIP 74365's composite property-distress score is 21/100 - DLRadar classes that as low for Mayes County, Oklahoma. The sharpest non-environmental signals are structural risk (46/100), institutional ownership (36/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (15/100). The latent-versus-live split is 46/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (74/100), flood (NFIP) exposure (60/100).

The market reads peak — home values rose 1.1% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 79% of homes, renters 21%. About 4,473 people live here, median age 36. 19.2% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 31/100. There are about 1,904 housing units across 74365. About 12% have a four-year degree. Around 38% of renters are cost-burdened. A median home runs $120,800 here, or 2.4 times local income. At $55,897, median income runs below typical U.S. levels. The vacancy rate is 19.0% — elevated.

On the whole, 74365 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74365 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 74365 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 74365, the field stays empty rather than modeled, and fills in as new documents post.

74365's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 74365 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.