ZIP 74365 Property Distress & Foreclosure Data

Composite property distress in 74365 (Mayes County, Oklahoma) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). On the structural side it scores 45/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (61/100)).

The neutral-phase market in 74365 posted values that rose 4.5% over the year (phase confidence 24/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 79% owner-occupied to 21% rented. Population is roughly 4,473 with a median age of 36. Roughly 19.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 74365 scores 31/100. The ZIP holds roughly 1,904 housing units. About 12% have a four-year degree. Around 38% of renters are cost-burdened. A median home runs $120,800 here, or 2.4 times local income. Households earn a median $55,897 — below the roughly $78,000 national figure. The vacancy rate is 19.0% — elevated.

On the whole, 74365 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.