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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 74361 Foreclosure, Tax-Lien & Distress Report

Mayes County, Oklahoma · Distress market

ZIP 74361's composite property-distress score is 19/100 - DLRadar classes that as low for Mayes County, Oklahoma. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (35/100), mortgage stress (18/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (18/100). It additionally carries heavy environmental risk: climate & FEMA risk (73/100). On the structural side it scores 42/100, with 5/100 of stress already active.

The peak-phase market in 74361 posted values that rose 1.1% over the year, and 25% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 34% of tenant households. Roughly 17.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 17,582 people live here, median age 37. Educational attainment sits at 19% bachelor's-or-above. Median household income is $57,639, below the U.S. median near $78,000. There are about 7,341 housing units across 74361. The demographic-stress sub-score lands at 31/100. The vacancy rate is 10.2%. 69% of housing is owner-occupied. Home values center near $218,100, an affordability ratio of 3.3× — accessible.

Net-net, 74361 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 74361 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 74361's 19/100 can be lined up against any neighbor in Mayes County, Oklahoma or any ZIP coast to coast. Sparse data for 74361 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 for 74361 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 74361 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

19/100
Composite stress
42/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 74361

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk73
Another 9 scored dimensions sit behind 74361

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 74361 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 74361, the same set carried on every parcel.

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