ZIP 74340 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 74340 (Mayes County, Oklahoma) lands at 19/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (73/100)). Its heaviest discrete signals: structural risk (42/100), institutional ownership (35/100), mortgage stress (18/100). By contrast, institutional ownership (35/100) and mortgage stress (18/100) register low. Latent structural risk is 42/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 77% owner-occupied to 23% rented. Around 42% of renters are cost-burdened. Population is roughly 180 with a median age of 54. About 6% have a four-year degree. The typical home is worth about $160,400 (3.5× income, relatively affordable). On demographic stress specifically, 74340 scores 40/100. The vacancy rate is 55.9% — elevated. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 170 housing units across 74340. Median household income is $46,667, below the U.S. median near $78,000.

On the whole, 74340 leans distressed, with opportunity clustered in specific stressed parcels. 74340 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 74340 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 74340 stays directly comparable to neighboring ZIPs and the rest of Mayes County, Oklahoma. Sparse data for 74340 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 74340's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 74340 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.