ZIP 74349 Foreclosure, Tax-Lien & Distress Report

ZIP code 74349 in Craig County, Oklahoma carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The latent-versus-live split is 52/100 structural and 3/100 already moving. The pressure is most legible in construction/permit lag (100/100), structural risk (52/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (10/100) stay muted.

The peak-phase market in 74349 posted values that rose 1.1% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $42,708 — below the roughly $78,000 national figure. 28.8% of residents fall below the poverty threshold. Rent burden reaches 19% of tenant households. Educational attainment sits at 18% bachelor's-or-above. There are about 816 housing units across 74349. Vacancy runs 52.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74349 scores 42/100. 833 residents call 74349 home, typically aged 61. The tenure split is 77% owner-occupied to 23% rented. Home values center near $249,100, an affordability ratio of 5.9×.

Taken together, 74349 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 74349 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 74349 stays directly comparable to neighboring ZIPs and the rest of Craig County, Oklahoma. Where the record is thin for 74349, the field stays empty rather than modeled, and fills in as new documents post.

Behind 74349's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 74349 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.