ZIP 74349 Property Distress & Foreclosure Data

ZIP code 74349 in Craig County, Oklahoma carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The latent-versus-live split is 42/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (51/100), structural risk (42/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.

The market reads neutral — home values rose 4.5% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $42,708, below the U.S. median near $78,000. 28.8% of residents fall below the poverty threshold. Around 19% of renters are cost-burdened. Educational attainment sits at 18% bachelor's-or-above. The ZIP holds roughly 816 housing units. The vacancy rate is 52.9% — elevated. DLRadar's demographic-stress index for the area reads 42/100. About 833 people live here, median age 61. Owners hold 77% of homes, renters 23%. Home values center near $249,100, an affordability ratio of 5.9×.

Net-net, 74349 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.