ZIP 74331 Foreclosure, Tax-Lien & Distress Report

In Delaware County, Oklahoma, ZIP 74331 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 56/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (72/100)). The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (56/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (15/100).

The peak-phase market in 74331 posted values that rose 1.4% over the year, and 36% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 46.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 6,139 housing units. About 7,110 people live here, median age 53. Median household income is $58,307, below the U.S. median near $78,000. The tenure split is 79% owner-occupied to 21% rented. 13.6% of residents fall below the poverty threshold. The typical home is worth about $204,500 (3.1× income, relatively affordable). Around 31% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. About 21% have a four-year degree.

On the whole, 74331 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74331 at the moment; the composite and its components are still built from verifiable records.

The 74331 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 74331 stays directly comparable to neighboring ZIPs and the rest of Delaware County, Oklahoma. 74331 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 74331 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 74331 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.