ZIP 74346 Property Distress & Foreclosure Data

DLRadar grades ZIP 74346 (Delaware County, Oklahoma) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (66/100). Property-level stress concentrates in structural risk (52/100), institutional ownership (42/100), construction/permit lag (23/100). By contrast, construction/permit lag (23/100) and mortgage stress (21/100) register low. Structural exposure scores 52 and live distress 6 on the 0–100 scale.

The market reads neutral — home values rose 4.5% year on year, and 37% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 70% of homes, renters 30%. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 24.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 50% of tenant households. Home values center near $129,700, an affordability ratio of 2.5× — accessible. Educational attainment sits at 14% bachelor's-or-above. About 8,244 people live here, median age 37. There are about 3,762 housing units across 74346. Median household income is $48,974, below the U.S. median near $78,000. 24.6% of residents fall below the poverty threshold.

Net-net, 74346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.