ZIP 74346 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74346 (Delaware County, Oklahoma) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (65/100). What sets it apart are the readings on construction/permit lag (69/100), structural risk (62/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (21/100). Latent structural risk is 62/100 while live distress already moving reads 6/100.

The peak-phase market in 74346 posted values that rose 1.1% over the year, and 37% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The tenure split is 70% owner-occupied to 30% rented. On demographic stress specifically, 74346 scores 35/100. Vacancy runs 24.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 50% of tenant households. The typical home is worth about $129,700 (2.5× income, relatively affordable). Around 14% of adults hold a bachelor's degree or higher. About 8,244 people live here, median age 37. The ZIP holds roughly 3,762 housing units. At $48,974, median income runs below typical U.S. levels. Roughly 24.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 74346 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 74346 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 74346 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74346, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 74346 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 74346 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.