ZIP 64863 Property Distress & Foreclosure Data

ZIP code 64863 in Mcdonald County, Missouri carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (66/100), FEMA disaster exposure (64/100). The latent-versus-live split is 61/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (61/100), institutional ownership (53/100), construction/permit lag (45/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 37/100. 22.0% of residents fall below the poverty threshold. Median household income is $38,482, below the U.S. median near $78,000. About 1,403 people live here, median age 48. The ZIP holds roughly 602 housing units. Home values center near $107,200, an affordability ratio of 3.9× — accessible. Around 45% of renters are cost-burdened. Owners hold 65% of homes, renters 35%. Educational attainment sits at 8% bachelor's-or-above. The vacancy rate is 9.3%.

Net-net, 64863 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.