ZIP 64863 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 64863 (Mcdonald County, Missouri) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (66/100). Structural risk reads 70/100 against active distress of 6/100. What sets it apart are the readings on construction/permit lag (91/100), structural risk (70/100), institutional ownership (47/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 64863 posted values that rose 4.4% over the year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 37/100. 22.0% of residents fall below the poverty threshold. At $38,482, median income runs below typical U.S. levels. About 1,403 people live here, median age 48. There are about 602 housing units across 64863. The typical home is worth about $107,200 (3.9× income, relatively affordable). Rent burden reaches 45% of tenant households. Owners hold 65% of homes, renters 35%. About 8% have a four-year degree. The vacancy rate is 9.3%.

Net-net, 64863 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 64863 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 64863's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 64863, the field stays empty rather than modeled, and fills in as new documents post.

64863's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 64863 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.