ZIP 64861 Foreclosure, Tax-Lien & Distress Report
Mcdonald County, Missouri · Affordable market
ZIP 64861's composite property-distress score is 29/100 - DLRadar classes that as low for Mcdonald County, Missouri. Environmental exposure also runs high (flood (NFIP) exposure (67/100), climate & FEMA risk (66/100), FEMA disaster exposure (60/100)). The latent-versus-live split is 67/100 structural and 6/100 already moving. Leading the profile are construction/permit lag (85/100), structural risk (67/100), institutional ownership (47/100). By contrast, mortgage stress (21/100) register low.
The market reads peak — home values rose 4.3% year on year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.
Households earn a median $45,208 — below the roughly $78,000 national figure. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 44% of renters are cost-burdened. About 22% have a four-year degree. Owners hold 76% of homes, renters 24%. The vacancy rate is 1.7%. About 1,151 people live here, median age 58. The ZIP holds roughly 537 housing units. DLRadar's demographic-stress index for the area reads 31/100. A median home runs $141,300 here, or 3.5 times local income.
On balance 64861 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 64861 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 64861 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64861 can be compared directly against any other ZIP in Mcdonald County, Missouri or nationwide. Sparse data for 64861 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 29/100 for 64861 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 64861 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 64861
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 64861 Stress Report snapshot
A live read on 64861: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Mcdonald County ZIP reports
Nearest ZIP codes to 64861
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Mcdonald County, Missouri at ZIP, county and state level.
See every distressed parcel in 64861
The full 64861 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology