ZIP 64856 Property Distress & Foreclosure Data

DLRadar grades ZIP 64856 (Mcdonald County, Missouri) at a low 27/100 for overall property distress. Property-level stress concentrates in structural risk (61/100), institutional ownership (53/100), construction/permit lag (45/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 61/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (66/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $49,148, median income runs below typical U.S. levels. The typical home is worth about $186,100 (3.5× income, relatively affordable). The poverty rate is 13.0%. 71% of housing is owner-occupied. Around 34% of renters are cost-burdened. The ZIP holds roughly 1,708 housing units. The demographic-stress sub-score lands at 32/100. 4,154 residents call 64856 home, typically aged 39. Around 10% of adults hold a bachelor's degree or higher. The vacancy rate is 8.9%.

Overall, 64856 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.