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ZIP 64856 Foreclosure, Tax-Lien & Distress Report

Mcdonald County, Missouri · Affordable market

Composite property distress in 64856 (Mcdonald County, Missouri) lands at 31/100 — moderate on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (91/100), structural risk (70/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. Structurally it carries 70/100, against 6/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (66/100)).

The peak-phase market in 64856 posted values that rose 4.4% over the year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Households earn a median $49,148 — below the roughly $78,000 national figure. Home values center near $186,100, an affordability ratio of 3.5× — accessible. The poverty rate is 13.0%. Owners hold 71% of homes, renters 29%. Around 34% of renters are cost-burdened. There are about 1,708 housing units across 64856. On demographic stress specifically, 64856 scores 32/100. Population is roughly 4,154 with a median age of 39. About 10% have a four-year degree. Vacancy runs 8.9%.

Overall, 64856 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 64856 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 64856's 31/100 can be lined up against any neighbor in Mcdonald County, Missouri or any ZIP coast to coast. Where the public record is thin for 64856, the field stays empty rather than modeled, and fills in as new documents post.

Behind 64856's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 64856 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

31/100
Composite stress
70/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 64856

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk66
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 64856 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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