ZIP 64831 Property Distress & Foreclosure Data

ZIP code 64831 in Mcdonald County, Missouri carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (66/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on structural risk (61/100), institutional ownership (53/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 61 and live distress 6 on the 0–100 scale.

The peak-phase market in 64831 posted values that rose 4.1% over the year, and 15% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $166,800 here, or 2.5 times local income. Roughly 13.3% live below the poverty line. The tenure split is 68% owner-occupied to 32% rented. About 15% have a four-year degree. There are about 2,581 housing units across 64831. Population is roughly 6,288 with a median age of 39. On demographic stress specifically, 64831 scores 28/100. Rent burden reaches 28% of tenant households. Households earn a median $58,589 — below the roughly $78,000 national figure.

On balance 64831 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.