ZIP 74301 Foreclosure, Tax-Lien & Distress Report
Craig County, Oklahoma · High Vacancy market
ZIP code 74301 in Craig County, Oklahoma carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 41/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (100/100), structural risk (41/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (4/100).
The market reads peak — home values rose 1.1% year on year, and 14% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 28% of tenant households. 19.4% of residents fall below the poverty threshold. Around 15% of adults hold a bachelor's degree or higher. 11,126 residents call 74301 home, typically aged 41. The ZIP holds roughly 4,934 housing units. On demographic stress specifically, 74301 scores 30/100. A median home runs $144,100 here, or 2.5 times local income. 70% of housing is owner-occupied. Median household income is $50,034, below the U.S. median near $78,000. The vacancy rate is 17.6% — elevated.
Taken together, 74301 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 74301 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 74301 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Craig County, Oklahoma and the nation. The score is rebuilt from public data as it updates, so 74301 reflects the current record instead of a stale or modeled snapshot.
The 18/100 figure for 74301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 74301 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 74301’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 74301 Stress Report snapshot
The live 74301 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Craig County
Related reports across Craig County, Oklahoma
Other reports tied to Craig County, Oklahoma — ZIP, county and statewide.
See every distressed parcel in 74301
Pull every distressed parcel in 74301 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology