ZIP 74015 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 74015 (Rogers County, Oklahoma) returns a low composite of 29/100. Its heaviest discrete signals: construction/permit lag (86/100), structural risk (65/100), institutional ownership (31/100). By contrast, institutional ownership (31/100) and mortgage stress (14/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (73/100). Structurally it carries 65/100, against 4/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 17% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Around 24% of renters are cost-burdened. Around 22% of adults hold a bachelor's degree or higher. Households earn a median $72,688 — near the roughly $78,000 national figure. The ZIP holds roughly 3,609 housing units. 12.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100. Population is roughly 8,653 with a median age of 41. 68% of housing is owner-occupied. Vacancy runs 7.4%. A median home runs $231,400 here, or 2.9 times local income.

Overall, 74015 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 74015 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74015 can be compared directly against any other ZIP in Rogers County, Oklahoma or nationwide. The score is rebuilt from public data as it updates, so 74015 reflects the current record instead of a stale or modeled snapshot.

Each component behind 74015 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 74015 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.