ZIP 74146 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74146 (Tulsa County, Oklahoma) at a low 24/100 for overall property distress. Structural risk reads 54/100 against active distress of 3/100. Leading the profile are structural risk (54/100), construction/permit lag (30/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (89/100).

The market reads peak — home values rose 3.6% year on year, and 20% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 6.7%. A median home runs $145,700 here, or 3.1 times local income. Median household income is $43,905, below the U.S. median near $78,000. The ZIP holds roughly 6,173 housing units. Rent burden reaches 35% of tenant households. 27.0% of residents fall below the poverty threshold. 16,133 residents call 74146 home, typically aged 28. About 8% have a four-year degree. Owners hold 35% of homes, renters 65%. On demographic stress specifically, 74146 scores 37/100.

On the whole, 74146 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74146 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 74146 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 74146 shows blanks, not estimates, wherever the record is sparse.

74146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 74146 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.