ZIP 74145 Property Distress & Foreclosure Data

Tulsa County, Oklahoma's ZIP 74145 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (42/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (89/100). On the structural side it scores 57/100, with 3/100 of stress already active.

The market reads peak — home values rose 3.7% year on year, and 14% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Owners hold 56% of homes, renters 44%. The ZIP holds roughly 8,513 housing units. Around 34% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. Median household income is $55,118, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. 14.6% of residents fall below the poverty threshold. Home values center near $171,800, an affordability ratio of 2.9× — accessible. The vacancy rate is 13.1% — elevated. About 17,955 people live here, median age 35.

Net-net, 74145 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.