ZIP 74145 Foreclosure, Tax-Lien & Distress Report

Tulsa County, Oklahoma's ZIP 74145 registers 25/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (41/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). Structural risk reads 57/100 against active distress of 3/100.

The market reads peak — home values rose 3.6% year on year, and 14% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 56% of homes, renters 44%. The ZIP holds roughly 8,513 housing units. Around 34% of renters are cost-burdened. About 27% have a four-year degree. At $55,118, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. 14.6% of residents fall below the poverty threshold. A median home runs $171,800 here, or 2.9 times local income. The vacancy rate is 13.1% — elevated. 17,955 residents call 74145 home, typically aged 35.

On the whole, 74145 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 74145 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74145, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 74145's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 74145 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.