ZIP 74021 Foreclosure, Tax-Lien & Distress Report
Tulsa County, Oklahoma · Distress market
Tulsa County, Oklahoma's ZIP 74021 registers 24/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 53/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (72/100). The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (35/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (11/100) stay muted.
The market reads peak — home values rose 3.4% year on year, and 14% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 7.5%. A median home runs $245,200 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 24/100. Population is roughly 23,504 with a median age of 37. Households earn a median $90,148 — above the roughly $78,000 national figure. Rent burden reaches 25% of tenant households. Roughly 8.0% live below the poverty line. The ZIP holds roughly 8,758 housing units. Educational attainment sits at 23% bachelor's-or-above.
Broadly, 74021 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 74021 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 74021 stays directly comparable to neighboring ZIPs and the rest of Tulsa County, Oklahoma. Every figure is auditable to a public dataset and refreshed on ingest; 74021 shows blanks, not estimates, wherever the record is sparse.
The 24/100 figure for 74021 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 74021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 74021
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 74021 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Tulsa County
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Built from public records, scored the same way everywhere · methodology