ZIP 74012 Foreclosure, Tax-Lien & Distress Report
Tulsa County, Oklahoma · Distress market
Scored purely from public records, 74012 (Tulsa County, Oklahoma) returns a low composite of 24/100. Structural risk reads 54/100 against active distress of 3/100. Leading the profile are structural risk (54/100), construction/permit lag (30/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (89/100)).
The peak-phase market in 74012 posted values that rose 3.6% over the year, and 21% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
Home values center near $243,800, an affordability ratio of 2.8× — accessible. The ZIP holds roughly 26,396 housing units. 63,899 residents call 74012 home, typically aged 37. 67% of housing is owner-occupied. The vacancy rate is 5.0%. DLRadar's demographic-stress index for the area reads 26/100. Median household income is $80,079, near the U.S. median near $78,000. Rent burden reaches 30% of tenant households. Educational attainment sits at 34% bachelor's-or-above. 10.2% of residents fall below the poverty threshold.
On balance, 74012 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 74012 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 74012 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74012 can be compared directly against any other ZIP in Tulsa County, Oklahoma or nationwide. Where the public record is thin for 74012, the field stays empty rather than modeled, and fills in as new documents post.
74012's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 74012 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 74012
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 74012 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 74012, drawn from the same report attached to each property.
Neighbouring ZIPs in Tulsa County
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More ZIP, county and state distress intelligence connected to Tulsa County, Oklahoma.
Unlock parcel-level detail for ZIP 74012
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Rules-based scoring — each signal ties to a public dataset · methodology