ZIP 74012 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74012 (Tulsa County, Oklahoma) at a low 25/100 for overall property distress. Structural exposure scores 57 and live distress 3 on the 0–100 scale. Property-level stress concentrates in structural risk (57/100), construction/permit lag (42/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (89/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 21% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $243,800 (2.8× income, relatively affordable). There are about 26,396 housing units across 74012. 63,899 residents call 74012 home, typically aged 37. 67% of housing is owner-occupied. Vacancy runs 5.0%. The demographic-stress sub-score lands at 26/100. At $80,079, median income runs near typical U.S. levels. Rent burden reaches 30% of tenant households. Around 34% of adults hold a bachelor's degree or higher. The poverty rate is 10.2%.

Overall, 74012 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.