ZIP 74108 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 74108 in Tulsa County, Oklahoma comes in at 24, a low composite-distress reading. Latent structural risk is 53/100 while live distress already moving reads 3/100. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (31/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (87/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 15% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $133,800 (2.0× income, relatively affordable). The poverty rate is 22.7% — high, a tax-stress and distress correlate. Population is roughly 7,530 with a median age of 35. Educational attainment sits at 13% bachelor's-or-above. The vacancy rate is 9.2%. Households earn a median $60,723 — below the roughly $78,000 national figure. The ZIP holds roughly 3,134 housing units. The demographic-stress sub-score lands at 30/100. 68% of housing is owner-occupied. Around 37% of renters are cost-burdened.

Net-net, 74108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74108 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 74108 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74108, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

74108's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 74108 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.