ZIP 74120 Foreclosure, Tax-Lien & Distress Report

ZIP code 74120 in Tulsa County, Oklahoma carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 57/100, with 3/100 of stress already active. The pressure is most legible in structural risk (57/100), construction/permit lag (41/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

The market reads peak — home values rose 3.6% year on year, and 28% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,065 with a median age of 36. The vacancy rate is 14.8% — elevated. Median household income is $66,280, below the U.S. median near $78,000. Around 52% of adults hold a bachelor's degree or higher. Home values center near $434,600, an affordability ratio of 6.3×. Around 32% of renters are cost-burdened. The ZIP holds roughly 3,370 housing units. Roughly 10.6% live below the poverty line. The tenure split is 34% owner-occupied to 67% rented. The demographic-stress sub-score lands at 39/100.

On the whole, 74120 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74120 at the moment; the composite and its components are still built from verifiable records.

Whether 74120 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74120 can be compared directly against any other ZIP in Tulsa County, Oklahoma or nationwide. Nothing here is interpolated — where a source is thin for 74120, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

74120's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 74120 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.