ZIP 74107 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74107 (Tulsa County, Oklahoma) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 57/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (57/100), construction/permit lag (41/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 3.6% year on year, and 22% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $53,098, below the U.S. median near $78,000. Roughly 21.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 37% of tenant households. There are about 8,557 housing units across 74107. A median home runs $135,600 here, or 2.3 times local income. The tenure split is 54% owner-occupied to 46% rented. About 20% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 9.5%. Population is roughly 19,086 with a median age of 36.

Taken together, 74107 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 74107 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 74107's 25/100 can be lined up against any neighbor in Tulsa County, Oklahoma or any ZIP coast to coast. 74107 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

74107's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 74107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.