Tulsa County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Tulsa County, OK distress report, 2026: 43 ZIPs scored in Tulsa, OK, Tulsa, OK average 26/100; the top Tulsa, OK ZIP is 74050 at 31/100; Tulsa, OK market phase peak, Tulsa, OK prices +3.6% year over year.
- Tulsa, OK ranks #1,789 nationally (opportunity index); Tulsa, OK #62 in Oklahoma; Tulsa, OK index 28.5.
- Tulsa, OK ninety-day mortgage delinquency 0.9% in December 2025; Tulsa, OK twelve-month change +0.2%.
- Tulsa, OK ZIP phases: 43 peak.
- Tulsa, OK residential listings tracked: 566 across 34 ZIPs; Tulsa, OK candidate listings 83.
- Tulsa, OK HUD assisted properties: 31 with 3,316 units.
- Tulsa, OK lenders on watch: 8; largest Tulsa, OK footprint Bokf National Assn (21 branches).
- Tulsa, OK most distressed ZIP: 74050 at 31/100.
Tulsa, OK figures: DLRadar distress index; Tulsa, OK inputs: CFPB, FHFA, HUD, FDIC; Tulsa, OK rebuilt as sources refresh.
| Rank | Tulsa, OK ZIP | Score |
|---|---|---|
| 1 | 74050 | 31/100 |
| 2 | 74131 | 31/100 |
| 3 | 74015 | 30/100 |
| 4 | 74033 | 27/100 |
| 5 | 74055 | 27/100 |
| 6 | 74063 | 27/100 |
| 7 | 74073 | 27/100 |
| 8 | 74132 | 27/100 |
| 9 | 74070 | 26/100 |
| 10 | 74116 | 26/100 |
| 11 | 74126 | 26/100 |
| 12 | 74127 | 26/100 |
Most distressed Tulsa, OK ZIPs (0-100, 2026)
Mortgage delinquency in Tulsa, OK
0.9% of Tulsa, OK mortgages were ninety-plus days late (Tulsa, OK, December 2025); Tulsa, OK thirty-to-eighty-nine days late: 2.5%; Tulsa, OK twelve-month change +0.2%; Tulsa, OK peak since 2008: 3.5% (January 2010); Oklahoma overall 1.2%. Tulsa, OK ninety-day series: Dec 24 0.7, Jan 25 0.8, Feb 25 0.8 (Tulsa, OK), Mar 25 0.8, Apr 25 0.8, May 25 0.8 (Tulsa, OK), Jun 25 0.7, Jul 25 0.6, Aug 25 0.7 (Tulsa, OK), Sep 25 0.8, Oct 25 0.8, Nov 25 0.9 (Tulsa, OK), Dec 25 0.9.
Opportunity index: Tulsa, OK
Tulsa, OK index 28.5, Tulsa, OK phase early_signal; Tulsa, OK primary driver bank institutional, Tulsa, OK second driver vacancy. Tulsa, OK components: property stress 11.4, foreclosure pressure 11.0, listing discounts 40.8, bank stress 55.4, insurance 0.0; Tulsa, OK pulse 28.8; Tulsa, OK capital opportunity 28.1; Tulsa, OK seven-day change +0.4%.
ZIP market phases inside Tulsa, OK
43 Tulsa, OK ZIPs carry a price-cycle phase; Tulsa, OK ZIPs by phase (Tulsa, OK), deepest drawdown first: peak, +3.6% YoY (Tulsa, OK): 74008, 74011, 74012, 74014, Tulsa, OK 74015, 74033, 74037, 74047, Tulsa, OK 74050, 74055, 74063, 74073, Tulsa, OK 74103, 74104; peak, +3.4% YoY (Tulsa, OK): 74021; peak, +3.5% YoY (Tulsa, OK): 74070.
Residential listings by Tulsa, OK ZIP
Tulsa, OK ZIPs with the most tracked Tulsa, OK residential listings: 74008 123 listings, 15 candidates, bank pressure 59; 74055 90 listings, 8 candidates, bank pressure 59; 74012 67 listings, 2 candidates, bank pressure 59; 74011 43 listings, 5 candidates, bank pressure 59 (Tulsa, OK); 74021 23 listings, 5 candidates, bank pressure 59; 74133 20 listings, 1 candidates, bank pressure 59; 74137 20 listings, 3 candidates, bank pressure 59; 74136 17 listings, 8 candidates, bank pressure 59. Tulsa, OK totals: 566 listings; Tulsa, OK candidates 83; active ZIPs 30.
HUD assisted housing in Tulsa, OK
31 assisted properties with 3,316 units sit in Tulsa, OK; largest Tulsa, OK properties: Savanna Landing (Tulsa) 336 units, 335 assisted; Indian Springs Apts (Broken Arrow) 261 units, 261 assisted; Creekside Apartments Phase I (Broken Arrow) 248 units in Tulsa, OK; Encore On Memorial Apartments (Bixby) 248 units; Stonegate Apartments (Tulsa) 240 units; St. Thomas Square And Worthington Apartments (Tulsa) 205 units, 203 assisted.
Lenders with branches in Tulsa, OK
Tulsa, OK lenders by branch count: Bokf National Assn (Tulsa, OK): stress 63, 21 branches moderate in Tulsa, OK; International Bk Of Com (Tulsa, OK): stress 44, 11 branches low in Tulsa, OK; Midfirst Bank (Tulsa, OK): stress 62, 10 branches moderate in Tulsa, OK; Bancfirst (Tulsa, OK): stress 51, 10 branches low in Tulsa, OK; City Nb&T Co Of Lawton Ok (Tulsa, OK): stress 46, 9 branches low in Tulsa, OK; Mabrey Bank (Tulsa, OK): stress 76, 8 branches moderate in Tulsa, OK; American Heritage Bank (Tulsa, OK): stress 74, 7 branches moderate in Tulsa, OK; Rcb Bank (Tulsa, OK): stress 54, 5 branches low in Tulsa, OK.
Vacancy and permits, Tulsa, OK
25,460 of 297,882 Tulsa, OK housing units are vacant; Tulsa, OK permits, twelve months: 1,287 multifamily units in Tulsa, OK, 1,932 one-to-four unit units.
Work Tulsa, OK at the parcel level
Every Tulsa, OK parcel carries owner and address; every Tulsa, OK parcel carries APN; Tulsa, OK distress scores sit on the Tulsa, OK live board.
Tulsa, OK figures refresh with each source.
Tulsa, OK questions
Most distressed ZIP code in Tulsa County, OK?
ZIP 74050 leads Tulsa, OK at 31/100; next in Tulsa, OK: 74131 at 31/100; the Tulsa, OK average is 26/100.
Where does Tulsa County, OK rank for investment opportunity?
Tulsa, OK is #1,789 among all ranked counties, #62 in Oklahoma; the Tulsa, OK driver is bank institutional; Tulsa, OK moved up 787 places.
How many mortgages are delinquent in Tulsa County, OK?
0.9% of Tulsa, OK mortgages were ninety-plus days late in December 2025; the Tulsa, OK peak since 2008 was 3.5%.
Which banks lend in Tulsa County, OK?
8 watched lenders hold Tulsa, OK branches; the largest Tulsa, OK footprints are Bokf National Assn (21), International Bk Of Com (11), Midfirst Bank (10).
More on Tulsa, OK
Tulsa County, OK distress report: public-record figures for Tulsa, OK; not legal advice for Tulsa, OK; not tax or investment advice; verify every Tulsa, OK record before acting.