Oklahoma County Foreclosure & Distress Reports (2026)
One report per county — 77 in Oklahoma — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Oklahoma distress hub; insurance pressure is on the Oklahoma home-insurance page.
77 Oklahoma county reports sit in this archive; Oklahoma opportunity phases run 28 early_signal, 20 watchlist, 14 weak; Oklahoma ninety-day delinquency 1.2%; 171 banks chartered in Oklahoma; 16,351 HUD-assisted Oklahoma units.
Oklahoma counties to open first by opportunity rank: Pawnee (#73, strong_buy); Blaine (#80, overheated); Murray (#143, strong_buy) in Oklahoma; Mcintosh (#151, strong_buy); Hughes (#208, peak_opportunity); Pottawatomie (#229, peak_opportunity).
Oklahoma insurance bands across counties: 31 low in Oklahoma, 23 zero, 20 medium, 3 high; Oklahoma NFIP claims 155 in three years.
Oklahoma counties in the peak phase (74): Adair, Alfalfa, Atoka, Beaver, Beckham, Blaine (Oklahoma), Bryan, Caddo, Canadian, Carter, Cherokee, Choctaw (Oklahoma), Cimarron, Cleveland, Coal, Craig, Creek, Custer (Oklahoma), Delaware, Dewey, Ellis, Garvin, Grady, Grant (Oklahoma), Greer, Harmon, Harper, Haskell, Hughes, Jackson (Oklahoma), Jefferson, Johnston, Kay, Kingfisher, Kiowa, Latimer (Oklahoma), Le Flore, Lincoln, Logan, Love, Major, Marshall (Oklahoma), Mayes, Mcclain, Mccurtain, Mcintosh, Murray, Muskogee (Oklahoma), Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage (Oklahoma), Ottawa, Pawnee, Payne, Pittsburg, Pontotoc, Pottawatomie (Oklahoma), Pushmataha, Roger Mills, Rogers, Seminole, Sequoyah, Stephens (Oklahoma), Texas, Tillman, Tulsa, Wagoner, Washington, Washita (Oklahoma), Woods, Woodward.
Oklahoma counties in the expansion phase (3): Comanche, Cotton, Garfield.
Oklahoma permitted 14,706 housing units in twelve months; 212,738 Oklahoma units sit vacant of 1,775,127.
Oklahoma counties highest on the national opportunity index: Pawnee #73 (37.9/100, strong_buy); Blaine #80 (37.7/100, overheated); Murray #143 (36.4/100, strong_buy) in Oklahoma; Mcintosh #151 (36.3/100, strong_buy); Hughes #208 (35.7/100, peak_opportunity); Seminole #229 (35.5/100, peak_opportunity) in Oklahoma; Pottawatomie #229 (35.5/100, peak_opportunity); Stephens #265 (35.1/100, peak_opportunity); Beckham #290 (34.8/100, peak_opportunity) in Oklahoma; Woods #363 (34.2/100, peak_opportunity); Marshall #376 (34.1/100, overheated); Garfield #421 (33.8/100, peak_opportunity) in Oklahoma.
How the Oklahoma county reports are scored: each Oklahoma report reads its county's foreclosure filings, Oklahoma tax-lien and tax-deed records, FHA mortgage delinquency in Oklahoma (ninety-day rate 1.2%, December 2025), the FDIC stress of Oklahoma lenders (171 chartered in Oklahoma) and FEMA/NFIP pressure on Oklahoma (155 NFIP claims, three years), then scores every Oklahoma ZIP 0-100.
Pawnee County leads Oklahoma on the opportunity index at #73 nationally with 12 scored ZIPs. Every Oklahoma report is rebuilt monthly from public records; a Oklahoma county whose data lapses keeps its Oklahoma page and says so.