Harmon County, OK: Foreclosures, Tax Liens & Distressed Properties

Harmon County, Oklahoma is mapped parcel-to-ZIP by DLRadar's public-record distress engine. There are 6 scored ZIPs in the county (mean composite 11/100). Individual Harmon County ZIPs score between 2 and 25 on the 0–100 composite. Bank/credit headwind for the county is 61 on a 0–100 scale, a elevated reading.

In its peak phase, Harmon County home prices rose 1.1% across the last year (phase confidence 28/100). With values leveling off, distress turns selective with opportunity concentrated by ZIP.

With Harmon County flat at +1.1% YoY (28/100 confidence), the wins are surgical so the headline market won't hand it over. An elevated 61/100 reading favors patient capital: banks under pressure move REO faster.

Top distress by ZIP runs 73532 (25/100), 73537 (24/100), 73554 (12/100), 73544 (2/100), 73550 (2/100), 73571 (2/100), listed with every scored ZIP below.

Demographically, Harmon County's tracked footprint report residents with a median age around 42.6, vacancy near 37.3%, median home values around $94,067 (below the national figure), incomes around $60,867, an owner-occupied share of 73%, a 12.4% poverty rate. Income, equity and tenure like these frame both the distress on offer and the exit velocity.

Harmon County, Oklahoma's 11/100 average over 6 ZIPs says the opportunity hides below the average where the ZIP scores point. Subscribers get each Harmon County parcel's owner and contact detail, APN, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: Harmon County, Oklahoma runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Harmon County's numbers mean exactly what they mean anywhere else in Oklahoma.

For anyone buying in Harmon County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 25/100. Nothing in the Harmon County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Harmon County are 73532 (25/100), 73537 (24/100), 73554 (12/100), 73544 (2/100), 73550 (2/100), 73571 (2/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Harmon County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.