Harmon County, OK: Foreclosures, Tax Liens & Distressed Properties

Harmon County, OK, Oklahoma: 6 ZIP codes scored, Harmon County, OK averaging 11/100 (minimal, Harmon, OK), from 2 to 26. Harmon County, OK is in its peak phase (Harmon, OK confidence 28/100): Harmon, OK home prices up 1.1% (Harmon, OK) over twelve months. Harmon County, OK lender headwind: 61/100.

Highest-scoring Harmon County, OK ZIPs: 73532 (26/100), 73537 (24/100), 73554 (12/100), 73544 (2/100), 73550 (2/100), 73571 (2/100).

Across Harmon County, OK's scored ZIPs: median home value $94,067, household income $60,867, 37.3% vacancy, 12.4% poverty, 73% owner-occupied, median age 42.6.

Harmon County, OK insurance distress 0/100 (#2,998 in the US); FEMA hazard 0/100 for Harmon, OK; Harmon, OK construction distress 13/100.

2 banks with 3 branches lend in Harmon County, OK; Harmon, OK weighted bank stress 61/100, highest 64/100 in Harmon, OK.

Harmon County, OK unemployment 2.8% (Harmon, OK +0.2 pts, six months).

1,354 housing units in Harmon County, OK; 266 Harmon, OK renter households; 24% of Harmon, OK renters spend 30%+ of income on rent, 17% (Harmon, OK) half or more.

Harmon County, OK ranks #1,278 nationally on the opportunity index (Harmon, OK, among all ranked counties); Harmon, OK scores 30.2/100 and Harmon, OK sits #42 inside Oklahoma. Harmon, OK is in the watchlist opportunity phase; Harmon, OK's primary driver is vacancy, Harmon, OK second driver bank institutional; Harmon, OK moved down 222 places. 128 days on market observed in Harmon, OK; 28.1% vacancy over 6 Harmon, OK ZIPs.

No CFPB county sample covers Harmon County, OK. The non-metro area reading for Harmon, OK: 1.4% ninety-plus days late; Harmon, OK's thirty-to-eighty-nine share is 3.5% (Harmon, OK, December 2025 data); Oklahoma overall 1.2%.

Harmon County, OK has 2 watched banks; 2 Harmon, OK banks sit in an elevated band. Harmon, OK footprints: Cattlemens Bank (2 branches, stress 64) in Harmon, OK; Great Plains National Bank (1 branch, stress 54) in Harmon, OK.

HUD lists 1 assisted multifamily property in Harmon County, OK with 48 units.

390 of the 1,354 housing units in Harmon, OK sit vacant.