Harmon County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Harmon County, OK distress report, 2026: 6 ZIPs scored in Harmon, OK, Harmon, OK average 11/100; the top Harmon, OK ZIP is 73532 at 25/100; Harmon, OK market phase peak, Harmon, OK prices +1.1% year over year.
- Harmon, OK ranks #1,258 nationally (opportunity index); Harmon, OK #40 in Oklahoma; Harmon, OK index 30.2.
- Harmon, OK: no CFPB county sample; Harmon, OK non-metro area reading 1.4%.
- Harmon, OK ZIP phases: 6 peak.
- Harmon, OK residential listings tracked: 0 across 3 ZIPs; Harmon, OK candidate listings 0.
- Harmon, OK HUD assisted properties: 1 with 48 units.
- Harmon, OK lenders on watch: 2; largest Harmon, OK footprint Cattlemens Bank (2 branches).
- Harmon, OK most distressed ZIP: 73532 at 25/100.
Harmon, OK figures: DLRadar distress index; Harmon, OK inputs: CFPB, FHFA, HUD, FDIC; Harmon, OK rebuilt as sources refresh.
| Rank | Harmon, OK ZIP | Score |
|---|---|---|
| 1 | 73532 | 25/100 |
| 2 | 73537 | 24/100 |
| 3 | 73554 | 12/100 |
| 4 | 73544 | 2/100 |
| 5 | 73550 | 2/100 |
| 6 | 73571 | 2/100 |
Most distressed Harmon, OK ZIPs (0-100, 2026)
Mortgage delinquency around Harmon, OK
No CFPB county sample covers Harmon, OK; the non-metro area reading for Harmon, OK: 1.4% ninety-plus; Harmon, OK area thirty-to-eighty-nine 3.5% (December 2025, Harmon, OK); Oklahoma overall 1.2%.
Opportunity index: Harmon, OK
Harmon, OK index 30.2, Harmon, OK phase watchlist; Harmon, OK primary driver vacancy, Harmon, OK second driver bank institutional. Harmon, OK components: property stress 17.1, foreclosure pressure 17.8, listing discounts 28.1, bank stress 60.5, insurance 0.0; Harmon, OK pulse 35.2; Harmon, OK capital opportunity 22.6.
ZIP market phases inside Harmon, OK
6 Harmon, OK ZIPs carry a price-cycle phase; Harmon, OK ZIPs by phase (Harmon, OK), deepest drawdown first: peak, +2.0% YoY (Harmon, OK): 73532, 73537; peak, +1.1% YoY (Harmon, OK): 73544, 73550, 73554, 73571.
Residential listings by Harmon, OK ZIP
Harmon, OK ZIPs with the most tracked Harmon, OK residential listings: 73544 0 listings, 0 candidates, bank pressure 59; 73550 0 listings, 0 candidates, bank pressure 59; 73571 0 listings, 0 candidates, bank pressure 59. Harmon, OK totals: 0 listings; Harmon, OK candidates 0; active ZIPs 0.
HUD assisted housing in Harmon, OK
1 assisted properties with 48 units sit in Harmon, OK; largest Harmon, OK properties: Western Village Apts (Hollis) 48 units.
Lenders with branches in Harmon, OK
Harmon, OK lenders by branch count: Cattlemens Bank (Harmon, OK): stress 64, 2 branches low in Harmon, OK; Great Plains National Bank (Harmon, OK): stress 54, 1 branch low in Harmon, OK.
Vacancy and permits, Harmon, OK
390 of 1,354 Harmon, OK housing units are vacant.
Work Harmon, OK at the parcel level
Every Harmon, OK parcel carries owner and address; every Harmon, OK parcel carries APN; Harmon, OK distress scores sit on the Harmon, OK live board.
Harmon, OK figures refresh with each source.
Harmon, OK questions
Most distressed ZIP code in Harmon County, OK?
ZIP 73532 leads Harmon, OK at 25/100; next in Harmon, OK: 73537 at 24/100; the Harmon, OK average is 11/100.
Where does Harmon County, OK rank for investment opportunity?
Harmon, OK is #1,258 among all ranked counties, #40 in Oklahoma; the Harmon, OK driver is vacancy; Harmon, OK moved down 202 places.
How many mortgages are delinquent in Harmon County, OK?
Harmon, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Harmon, OK.
Which banks lend in Harmon County, OK?
2 watched lenders hold Harmon, OK branches; the largest Harmon, OK footprints are Cattlemens Bank (2), Great Plains National Bank (1).
More on Harmon, OK
Harmon County, OK distress report: public-record figures for Harmon, OK; not legal advice for Harmon, OK; not tax or investment advice; verify every Harmon, OK record before acting.