Choctaw County, OK: Foreclosures, Tax Liens & Distressed Properties
Choctaw County, OK, Oklahoma: 12 ZIP codes scored, Choctaw County, OK averaging 8/100 (minimal, Choctaw, OK), from 4 to 16. Choctaw County, OK is in its peak phase (Choctaw, OK confidence 28/100): Choctaw, OK home prices up 1.1% (Choctaw, OK) over twelve months. Choctaw County, OK lender headwind: 37/100.
Highest-scoring Choctaw County, OK ZIPs: 74764 (16/100), 74755 (13/100), 74754 (12/100), 74727 (9/100), 74735 (6/100), 74738 (6/100). Also scored in Choctaw County, OK: 74743, 74756, 74759, 74761, 74760, 74523.
Across Choctaw County, OK's scored ZIPs: median home value $128,591, household income $45,363, 23.1% vacancy, 18.1% poverty, 75% owner-occupied, median age 39.7.
Choctaw County, OK insurance distress 0/100 (#2,991 in the US); FEMA hazard 0/100 for Choctaw, OK; Choctaw, OK construction distress 1/100.
5 banks with 6 branches lend in Choctaw County, OK; Choctaw, OK weighted bank stress 62/100, highest 73/100 in Choctaw, OK.
Choctaw County, OK unemployment 3.9% (Choctaw, OK -0.1 pts, six months); Choctaw, OK home prices +14.7% a year (Choctaw, OK) over three years.
7,117 housing units in Choctaw County, OK; 2,007 Choctaw, OK renter households; 35% of Choctaw, OK renters spend 30%+ of income on rent, 16% (Choctaw, OK) half or more.
Choctaw County, OK ranks #2,499 nationally on the opportunity index (Choctaw, OK, among all ranked counties); Choctaw, OK scores 25.9/100 and Choctaw, OK sits #73 inside Oklahoma. Choctaw, OK is in the weak opportunity phase; Choctaw, OK's primary driver is vacancy, Choctaw, OK second driver bank institutional; Choctaw, OK moved up 96 places. 8 short-sale listings across Choctaw, OK; 69 days on market observed in Choctaw, OK; 17.3% vacancy over 12 Choctaw, OK ZIPs.
No CFPB county sample covers Choctaw County, OK. The non-metro area reading for Choctaw, OK: 1.4% ninety-plus days late; Choctaw, OK's thirty-to-eighty-nine share is 3.5% (Choctaw, OK, December 2025 data); Oklahoma overall 1.2%.
Choctaw County, OK has 5 watched banks; 5 Choctaw, OK banks sit in an elevated band. Choctaw, OK footprints: Security First Nb Of Hugo (2 branches, stress 51) in Choctaw, OK; First United Bank&Trust Co (1 branch, stress 73) in Choctaw, OK; First Texoma National Bank (1 branch, stress 68) in Choctaw, OK.
HUD lists 4 assisted multifamily properties in Choctaw County, OK with 169 units; 109 Choctaw, OK units are assisted, 1 Choctaw, OK properties under project-based Section 8.
1,194 of the 7,117 housing units in Choctaw, OK sit vacant.
Top Choctaw County ZIP codes by stress score
What else sits behind this data
Start wide, finish narrow: national scoring, institutional pressure, per-ZIP signals, then owners, lenders and closing.
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