ZIP 74727 Property Distress & Foreclosure Data

ZIP code 74727 in Choctaw County, Oklahoma carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 26/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (41/100), structural risk (26/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 15.6% — elevated. 25.4% of residents fall below the poverty threshold. Home values center near $98,400, an affordability ratio of 2.2× — accessible. Around 32% of renters are cost-burdened. About 2,040 people live here, median age 40. Educational attainment sits at 19% bachelor's-or-above. Median household income is $44,432, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 1,072 housing units. Owners hold 64% of homes, renters 36%.

Net-net, 74727 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.