ZIP 74738 Foreclosure, Tax-Lien & Distress Report

Choctaw County, Oklahoma's ZIP 74738 registers 6/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 13/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (13/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 1.1% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

At $39,219, median income runs below typical U.S. levels. The ZIP holds roughly 225 housing units. The demographic-stress sub-score lands at 33/100. About 385 people live here, median age 48. Vacancy runs 28.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 20% bachelor's-or-above. Roughly 27.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 86% of homes, renters 14%. Rent burden reaches 59% of tenant households. Home values center near $77,800, an affordability ratio of 2.0× — accessible.

Net-net, 74738 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 74738 at the moment; the composite and its components are still built from verifiable public records.

Whether 74738 runs hot or quiet, its 6/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74738 can be compared directly against any other ZIP in Choctaw County, Oklahoma or nationwide. The score is rebuilt from public data as it updates, so 74738 reflects the current record instead of a stale or modeled snapshot.

74738's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 74738 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.