ZIP 74738 Property Distress & Foreclosure Data

DLRadar grades ZIP 74738 (Choctaw County, Oklahoma) at a low 16/100 for overall property distress. The latent-versus-live split is 38/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (100/100), structural risk (38/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a neutral phase: values rose 4.5% over the trailing year (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $39,219, median income runs below typical U.S. levels. The ZIP holds roughly 225 housing units. The demographic-stress sub-score lands at 33/100. 385 residents call 74738 home, typically aged 48. The vacancy rate is 28.1% — elevated. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 27.3% — high, a tax-stress and distress correlate. 86% of housing is owner-occupied. Around 59% of renters are cost-burdened. The typical home is worth about $77,800 (2.0× income, relatively affordable).

Taken together, 74738 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.