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ZIP 74555 Foreclosure, Tax-Lien & Distress Report

Atoka County, Oklahoma · High Vacancy market

DLRadar grades ZIP 74555 (Atoka County, Oklahoma) at a minimal 4/100 for overall property distress. Its heaviest discrete signals: structural risk (9/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structurally it carries 9/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 1.1% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 28.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $152,200 here, or 2.3 times local income. The poverty rate is 21.6% — high, a tax-stress and distress correlate. Around 24% of adults hold a bachelor's degree or higher. Owners hold 83% of homes, renters 17%. Around 29% of renters are cost-burdened. Population is roughly 537 with a median age of 48. DLRadar's demographic-stress index for the area reads 29/100. There are about 319 housing units across 74555. Households earn a median $58,750 — below the roughly $78,000 national figure.

Net-net, 74555 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 74555 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 74555 runs hot or quiet, its 4/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74555 can be compared directly against any other ZIP in Atoka County, Oklahoma or nationwide. 74555 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 4/100 figure for 74555 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 74555 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

4/100
Composite stress
9/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 74555

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk27
9 further distress layers are graded for 74555

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 74555 by the numbers

Current distress, phase, housing and lender-pressure figures for 74555, drawn from the same report attached to each property.

Loading ZIP 74555 stress data…

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Deterministic scoring, sourced entirely from public data · methodology

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